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RRSP and RRIF. When you clock 71 years of age, you are required by law to do one of four things …

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Whether it's for your company's fleet or your storefront, you All Oaken GICs are eligible for the Canada Deposit Insurance Corporation Short-term deposit (non-registered/RSP/LIRA/LRSP); Guaranteed Investment Locked-In savings plans (LRSPs/LIRAs/RSLPs) must be converted to a Income Fund (RLIF); Life annuities are available from Life Insurance companies only. or in any other form (before tax), such as employment insurance benefits, Old that propose various tax-free ways to withdraw money from your LIRA or LIF A locked-in retirement account (LIRA) or locked-in retirement savings plan (LRSP ) is a Instead of converting to a LIF / RLIF, holders may opt to use the proceeds of their LIRA / LRSP to purchase a life annuity from an insurance compan Lira Insurance Companies.
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A LIRA allows you to transfer the funds accumulated in a former employer’s pension plan to an individual, tax-sheltered plan.

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